UBL Insurers Limited
UBL Insurers Limited is a licensed general insurance company in Pakistan offering comprehensive motor insurance for eligible private and commercial vehicles. Its motor insurance services may include own-damage protection, third-party liability, roadside assistance and claim support, subject to the selected policy. Toyota Walton Motors assists customers with quotations, documentation and claim coordination, while final underwriting, inspection, policy issuance and claim settlement remain subject to UBL Insurers Limited.
At a glance
| Toyota vehicles | ✔ |
| Other makes | ✔ |
| Private | ✔ |
| Commercial | ✔ |
| Inspection required | No |
| Helpline | +92 (21) 111-845-111 |
UBL Insurers Car Insurance through Toyota Walton Motors
Toyota Walton Motors helps customers request UBL Insurers motor insurance quotations for eligible Toyota and other vehicle makes. UBL Insurers Limited is a licensed general insurance company offering comprehensive vehicle protection for eligible private and commercial vehicles in Pakistan.
Our insurance team assists customers with vehicle information, insured-value guidance, quotation requests, required documents, inspection coordination and claim facilitation. Final premium, coverage, inspection and policy issuance remain subject to UBL Insurers Limited’s underwriting requirements.
Comprehensive Motor Insurance
Depending on the selected policy, UBL Insurers motor insurance may provide protection against covered accidental loss or damage, fire, theft, total or partial loss, third-party liability and insured vehicle accessories.
- Accidental loss or damage, subject to policy terms
- Fire and theft cover where specifically included
- Total-loss and partial-loss protection
- Third-party bodily injury and property-damage liability
- Coverage for declared accessories where approved
- Options for eligible private and commercial vehicles
- Roadside assistance where included in the selected plan
- Claim support through the insurer’s service network
UBL Insurers for Toyota Vehicles
Eligible Toyota owners may request a UBL Insurers motor quotation through Toyota Walton Motors. Our team will review the vehicle make, model, manufacturing year, current market value and intended usage before preparing the applicable quotation.
Where Toyota Protection Plan eligibility is available, the quotation will clearly identify the TPP benefits and depreciation schedule. A standard comprehensive motor policy must not automatically be described as a Toyota Protection Plan.
Private and Commercial Vehicle Coverage
UBL Insurers provides motor insurance options for eligible private and commercial vehicles. Commercial vehicle premiums, documentation, inspection and coverage conditions may differ from those applicable to private cars.
Documents Normally Required
- Customer CNIC copy
- Valid driving licence
- Vehicle registration book or smart card
- Purchase invoice for an unregistered vehicle
- Recent vehicle photographs
- Vehicle inspection or survey where required
- Additional documents requested during underwriting
How to Request a Quotation
- Enter the vehicle make, model, manufacturing year and market value.
- Select private or commercial vehicle usage.
- Provide your name, contact number, city and preferred coverage.
- Our team will review the applicable UBL Insurers options.
- An indicative quotation will be shared for your review.
- Final issuance will follow document review, inspection and approval.
Claim Assistance
In case of an accident, theft, fire or another covered event, notify UBL Insurers as soon as possible and provide the policy number, customer information, vehicle details and incident information.
Repairs should not start before survey and authorization unless immediate action is necessary to ensure safety or prevent further loss. Toyota Walton Motors can assist with claim notification, documentation, survey coordination and approved repair processing.
Important Information
Online rates and calculations are indicative estimates unless confirmed by UBL Insurers Limited. Final premium may depend on vehicle value, make, model, age, usage, inspection, deductible, tracker requirements and underwriting.
Customers should review the issued policy schedule, wording, endorsements, deductible, depreciation and exclusions before payment and acceptance.
Depreciation rates
Lower depreciation = higher payout at claim time. As a Toyota Protection Plan partner, UBL Insurers offers the reduced TPP slabs for eligible cars.
| Vehicle age | Toyota Protection Plan | Standard |
|---|---|---|
| Year 1 | 0% | 10% |
| Year 2 | 10% | 20% |
| Year 3 | 15% | 30% |
| Year 4 | 20% | 40% |
| Year 5 | 25% | 50% |
| Year 6 & above | 30% | 60% |
*Indicative slabs, configurable and subject to the insurer's policy terms.
Claim process
In the event of an accident, theft, fire or other covered loss, first ensure the safety of passengers and secure the vehicle where reasonably possible.
Notify UBL Insurers Limited as soon as possible through its official contact channel and provide the policy number, insured customer’s name, contact number, vehicle registration number, date, time, location and a brief description of the incident.
Do not begin repairs, dismantle the vehicle or replace damaged parts before survey and written authorization, except where immediate action is necessary to prevent additional loss or protect safety.
Submit the documents requested by UBL Insurers. These may include the customer’s CNIC, valid driving licence, vehicle registration documents, policy schedule, photographs, repair estimate, police report or FIR and any other supporting documents relevant to the claim.
UBL Insurers may appoint a surveyor to inspect the vehicle, assess the loss and confirm the admissible repair scope. Repair authorization, parts approval, deductible, depreciation and claim settlement will be processed according to the issued policy.
Toyota Walton Motors can assist with claim notification, documentation, survey coordination and approved repair processing. Final claim approval and payment remain subject to UBL Insurers Limited.
Frequently asked questions
What does UBL Insurers motor insurance cover?
Depending on the selected policy, coverage may include accidental damage, fire, theft, total or partial loss, third-party liability and declared accessories. Exact coverage is stated in the issued policy.
Does UBL Insurers cover Toyota vehicles?
Yes, eligible Toyota vehicles may be insured through UBL Insurers, subject to vehicle details, inspection, insured value and underwriting approval.
Does UBL Insurers cover non-Toyota vehicles?
Yes, eligible vehicles from other local and imported manufacturers may be considered according to underwriting requirements.
Does UBL Insurers cover private cars?
Yes, UBL Insurers provides comprehensive motor insurance options for eligible private vehicles, subject to policy terms and approval.
Does UBL Insurers cover commercial vehicles?
Yes, eligible commercial vehicles may be considered. Commercial usage may have different rates, documents, coverage limits and inspection requirements.
Does UBL Insurers offer third-party liability coverage?
Third-party liability may be included in a comprehensive policy or provided according to the selected motor product and applicable legal requirements.
Does UBL Insurers offer roadside assistance?
Roadside assistance may be available under selected motor insurance products. Availability and limits must be confirmed in the final quotation or policy.
Is Toyota Protection Plan available through UBL Insurers?
Toyota Protection Plan availability depends on current partnership status, eligible vehicle details and the approved plan. Toyota Walton Motors will confirm whether the quotation qualifies as TPP.
Does Toyota Protection Plan offer zero depreciation?
Toyota Protection Plan describes 0% depreciation in the first year for eligible policies. Later-year depreciation and all benefits remain subject to the issued policy.
Is vehicle inspection required?
Inspection may be required depending on vehicle age, registration status, condition, insured value and underwriting rules.
How is the UBL Insurers premium calculated?
Premium may depend on vehicle market value, make, model, manufacturing year, usage, selected coverage, inspection and underwriting requirements.
Is the online quotation a final premium?
No. Online calculations are estimates until documents, vehicle details, inspection and underwriting have been reviewed and approved.
What documents are needed for car insurance?
Common documents include CNIC, valid driving licence, vehicle registration documents, purchase invoice where applicable, photographs and additional underwriting documents.
How do I report a claim to UBL Insurers?
Notify UBL Insurers as soon as possible through its official helpline and provide the policy number, customer details, vehicle registration and incident information.
Can repairs start before the survey?
Repairs should not normally begin before inspection and authorization. Emergency measures may be taken only to ensure safety or prevent further damage.
Are genuine Toyota parts included in every UBL policy?
No. Parts entitlement depends on the selected policy, depreciation, survey and claim approval. Toyota Protection Plan benefits apply only to eligible TPP policies.
Are mechanical or electrical breakdowns covered?
Normal wear and tear, mechanical breakdown and electrical failure are generally excluded unless specifically covered in the issued policy.
Is a vehicle tracker compulsory?
A tracker is not mandatory for every vehicle. It may be required according to vehicle model, insured value, theft risk or underwriting conditions.
Can Toyota Walton Motors assist with a UBL claim?
Toyota Walton Motors can assist with claim notification, documents, survey coordination and approved repairs. Final claim approval remains with UBL Insurers.
How long does policy issuance take?
Issuance depends on complete documents, inspection, payment and underwriting approval. No fixed timeframe should be promised before these requirements are completed.
Can an imported vehicle be insured?
Eligible imported vehicles may be considered subject to spare-parts availability, valuation, inspection, vehicle age and underwriting approval.
Can I insure an older vehicle?
Older vehicles may be considered subject to maximum-age rules, inspection, condition, value and underwriting approval.
How can I get a UBL Insurers quotation?
Complete the Toyota Walton Motors quotation form with your vehicle and contact details. Our team will review the available UBL Insurers option and contact you.
Free quote with UBL Insurers
Fill the form and our team will send you UBL Insurers's best rate for your car — plus a comparison if a better option is available.