Habib Insurance Company Ltd.
Established in 1942, Habib Insurance Company Limited is one of Pakistan’s long-established general insurance providers. It offers comprehensive motor insurance and takaful solutions for eligible private and commercial vehicles, including protection against covered accidental damage, total or partial loss and insured vehicle accessories. Toyota Walton Motors assists customers with quotations, documentation and claim coordination, subject to the selected policy’s terms, inspection and approval.
At a glance
| Toyota vehicles | ✔ |
| Other makes | ✔ |
| Private | ✔ |
| Commercial | ✔ |
| Inspection required | Yes |
| Helpline | +92 (21) 111-03-03-03 |
Habib Car Insurance through Toyota Walton Motors
Toyota Walton Motors helps customers request Habib Insurance motor insurance quotations for eligible Toyota and other vehicle makes. Habib Insurance Company Limited, established in 1942, provides conventional insurance and takaful solutions for private and commercial vehicles in Pakistan.
Our team assists with vehicle information, insured-value guidance, quotation comparison, required documents and claim coordination. Final premium, coverage, inspection and policy issuance remain subject to Habib Insurance Company Limited’s underwriting requirements.
Motor Insurance Coverage
Depending on the selected policy, comprehensive motor insurance may provide protection against insured accidental loss or damage, fire, theft, total loss, partial damage, third-party liability and covered vehicle accessories.
- Accidental loss or damage, subject to policy terms
- Fire and theft protection where included
- Total and partial-loss coverage
- Third-party bodily injury and property-damage liability
- Coverage for insured accessories where specifically declared
- Options for eligible private and commercial vehicles
- Conventional insurance and takaful options
Habib Insurance for Toyota Vehicles
Eligible Toyota customers may request a quotation through Toyota Walton Motors. Where Toyota Protection Plan eligibility applies, customers may receive Toyota-specific benefits according to the participating insurer’s approved plan, policy schedule and current Toyota Protection Plan conditions.
Toyota Protection Plan benefits must not be assumed for every Habib motor policy. The final quotation will clearly identify whether the proposed option is a Toyota Protection Plan or a standard comprehensive motor insurance policy.
Documents Normally Required
- Customer CNIC copy
- Vehicle registration book or smart card
- Vehicle purchase invoice for an unregistered vehicle
- Recent vehicle photographs
- Inspection or survey where required
- Additional documents requested during underwriting
How to Request a Quotation
- Provide your vehicle make, model, manufacturing year and current market value.
- Select private or commercial vehicle usage.
- Submit your name, phone number, city and required insurance option.
- Our insurance team will review available rates and eligibility.
- You will receive an estimated quotation for review.
Claim Assistance
Report an accident, theft, fire or other insured event as soon as possible. Customers should provide their policy number, contact information, vehicle details, date, time and location of the loss. Repairs should not begin before survey and authorization unless immediate action is necessary to prevent further damage.
Toyota Walton Motors can assist with claim registration, documentation, survey coordination and approved vehicle repairs. Final claim approval, deductible, depreciation, parts approval and settlement remain subject to Habib Insurance Company Limited.
Important Information
Premiums shown on this website are estimates unless clearly identified as a final insurer-approved quotation. Vehicle inspection, underwriting, insured value, depreciation, deductible, tracker requirements and coverage conditions may affect the final premium and policy.
Please review the issued policy schedule, endorsements, exclusions and conditions before payment and acceptance.
Depreciation rates
Lower depreciation = higher payout at claim time. As a Toyota Protection Plan partner, Habib offers the reduced TPP slabs for eligible cars.
| Vehicle age | Toyota Protection Plan | Standard |
|---|---|---|
| Year 1 | 0% | 10% |
| Year 2 | 10% | 20% |
| Year 3 | 15% | 30% |
| Year 4 | 20% | 40% |
| Year 5 | 25% | 50% |
| Year 6 & above | 30% | 60% |
*Indicative slabs, configurable and subject to the insurer's policy terms.
Claim process
In the event of an accident, theft, fire or other covered loss, immediately secure the vehicle and inform Habib Insurance Company Limited through its official helpline at +92 (21) 111-03-03-03.
Provide the policy number, insured customer’s name, contact number, vehicle registration number, date and time of loss, location and a brief description of the incident.
Do not begin repairs or dismantle the vehicle before inspection and authorization unless emergency action is required to prevent further loss.
Submit the documents requested by the insurer, which may include CNIC, driving licence, vehicle registration documents, policy schedule, photographs, repair estimate, police report or FIR and any other supporting documents.
A surveyor may inspect the vehicle and assess the loss. Repair work, parts replacement and claim settlement will proceed only after approval under the applicable policy terms.
Toyota Walton Motors can assist with claim registration, documentation, survey coordination and approved repair processing. Final claim approval and settlement remain subject to Habib Insurance Company Limited.
Frequently asked questions
What does Habib motor insurance cover?
Depending on the selected policy, coverage may include accidental loss or damage, fire, theft, total or partial loss, third-party liability and insured accessories. Exact coverage is stated in the issued policy.
Does Habib Insurance cover Toyota vehicles?
Yes, eligible Toyota vehicles can be insured through Habib Insurance, subject to underwriting, inspection, insured value and the selected plan.
Does Habib Insurance cover non-Toyota vehicles?
Yes, Habib provides motor insurance and vehicle takaful options for eligible local and imported vehicle makes, subject to policy approval.
Is Habib Insurance available for commercial vehicles?
Habib offers motor insurance solutions for eligible private and commercial vehicles. Rates, coverage and inspection requirements may differ by vehicle usage.
Is Toyota Protection Plan available through Habib Insurance?
Toyota Protection Plan availability depends on current partner eligibility, vehicle details and the approved plan. Our team will confirm whether your quotation qualifies as TPP or standard comprehensive insurance.
Does Toyota Protection Plan provide zero depreciation?
Toyota Protection Plan currently describes 0% depreciation in the first year for eligible policies. Later-year depreciation and all other conditions remain subject to the issued policy.
Is vehicle inspection required?
An inspection or survey may be required depending on the vehicle’s age, condition, registration status, insured value and underwriting rules.
How is the insurance premium calculated?
Premium is normally based on vehicle value, make, model, manufacturing year, usage, selected coverage, applicable rate, inspection and insurer underwriting.
Is the online premium a final price?
No. Website calculations are indicative estimates unless confirmed by the insurer. Final premium may change after document review, inspection and underwriting.
What documents are required for car insurance?
Common documents include CNIC, vehicle registration book or smart card, purchase invoice for an unregistered vehicle, photographs and any additional documents requested by the insurer.
How do I report a claim?
Contact Habib Insurance as soon as possible through its official helpline and provide the policy number, customer details, vehicle registration, incident date, time and location.
Can I repair the vehicle before the survey?
Repairs should not normally begin before inspection and authorization. Emergency steps may be taken only where necessary to prevent further loss or ensure safety.
Are genuine parts guaranteed under every Habib policy?
No. Parts entitlement depends on the selected plan, policy wording, depreciation, survey and claim approval. Toyota Protection Plan benefits apply only to eligible TPP policies.
Does the policy cover mechanical breakdown?
Mechanical or electrical breakdown, wear and tear and maintenance-related failures are generally not covered unless the issued policy specifically states otherwise.
Does Habib Insurance offer takaful?
Yes, Habib offers vehicle takaful options for eligible local and imported vehicles, subject to takaful terms and underwriting.
Can I insure an old vehicle?
Older vehicles may be considered subject to age limits, inspection, vehicle condition, market value and the insurer’s approval.
Is a vehicle tracker compulsory?
A tracker is not automatically required for every vehicle. The requirement depends on the vehicle, insured value, theft risk and insurer underwriting.
Can Toyota Walton Motors help with a claim?
Toyota Walton Motors can assist with claim registration, documents, survey coordination and approved repair processing, while final claim approval remains with Habib Insurance.
How long does policy issuance take?
Timing depends on complete documentation, inspection, payment and underwriting approval. No fixed issuance time should be assumed before these requirements are completed.
How can I get a Habib Insurance quotation?
Complete the quotation form with your vehicle and contact details. Toyota Walton Motors will review your information and provide the applicable Habib Insurance option.
Free quote with Habib
Fill the form and our team will send you Habib's best rate for your car — plus a comparison if a better option is available.